Actually there are people who spend money because they just wan to spend away the excess. Why not save it when asked them.. they say they have plenty.. and when the storm come. They are stuck. With no available cash and they exceed their credit card spending limit...
Executive and high flyer often fall into this category. Over spend. Spending things that they do not need. Buying things that are totally un necessary.
From next year onward my goal would-be save more $ and invest properly on stock..
Maybe coffee company which sell their bean to our famous coffee bean Starbucks and more coffee cafe to come in the future...
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